Aug
28th

INSOMNIA, JANGAN TURUTI TAK BISA TIDUR

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Belakangan makin banyak orang yang mengaku menghabiskan malam berselancar di dunia maya lantaran tak bisa tidur. Padahal kebiasaan ini jika dibiarkan malah bisa memicu banyak hal negative bagi tubuh.

Gangguan tidur yang dialami seseorang jika dibiarkan bisa memicu penyakit yang lebih parah. Spesialis kesehatan Jiwa, Prof Dr HM Syamsulhadi SpKJ, menyebutkan, setidaknya ada 5 jenis gangguan tidur, yakni early insomnia, middle insomnia, late insomnia, intermittent insomnia dan total insomnia. Early Insomnia yaitu mengalami susah tidur. Middle insomnia dialami bila seseorang terbangun disela tidur meski bisa tidur pada waktunya. Late Insomnia terjadi pada orang yang bisa tidur dengan mudah, tapi bangun lebih awal dari jamnya dan susah tidur lagi setelah terbangun. Disebut intermittent insomnia, orang sering terbangun atau tidur selalu terputus. Dan terakhir total insomnia, tidak bisa tidur sama sekali.

Gangguan tidur ini bisa disebabkan karena adanya penyakit fisik dan gangguan mental seperti stres, cemas, depresi, psikosis dank arena obat-obatan.

Ada tiga bentuk terapi yang bisa dilakukan untuk mengatasi gangguan tidur antara lain biologic, psikologik dan sosial. Terapi biologic di antaranya terapi kausa (dicari penyebabnya dan diatasi), terapi simtomatis (mencermati gejala), dan terapi kombinasi.

Sementara itu itu untuk terapi psikologik yang bisa dilakukan antara lain psikoterapi suportif, re-educatif, rekonstruktif, kognitif, psiko-dinamik, perilaku dan psikoterapi keluarga.

Terapi sosial dilakukan dengan menyelesaikan masalah yang bisa menjadi sumber stres (stressor), misalnya perkawinan, problem dengan orang tua, hubungan interpersonal, pekerjaan, lingkungan hidup, keuangan dan faktor keluarga.

Karena sumbernya ternyata dari stres, maka ada baiknya untuk mengenali gejala stres emosional yang antara lain :
1. Detak jantung berdebar keras dan dada kadang terasa sesak meski perasaan itu berlalu dengan cepat.
2. Sering merasa kelaparan karena pola makan yang tidak sehat dan teratur. Kadang anda berpikir untuk mencoba merokok.
3. Ketiak selalu basah meskipun suhu ruangan normal.
4. Tidak menyadari anda sering kali berbicara terlalu lantang sampai-sampai rekan kerja menegur anda.
5. Sering marah, tapi dengan cepat menekan perasaan marah itu. Dari luar anda terlihat kalem, sedangkan di dalam anda merasa tertekan.
6. Leher kaku dan otot belakang punggung kejang,
7. Lelah, tapi sulit untuk tidur dan teru memikirkan masalah yang ada.

Jika tanda-tanda tersebut mulai anda rasakan, sebaiknya segera cari solusi untuk menguraikan. Jangan biarkan stres malah membuat tidur anda terganggu, yang ujung-ujungnya menjadikan asktivitas anda menjadi terganggu.

Mengatasi Insomnia dengan Herbal
Resep 1 : Biji buah pala
Cara pembuatan : Biji pala ditumbuk atau diparut lalu diseduh dengan segelas air hangat. Saat akan diminum beri sedikit gula batu atau madu. Minum ramuan ini 2 kali sehari, masing-masing segelas.

Resep 2 : Segenggam daun kopi muda
Cara menggunakan : Daun kopi dicuci lalu direbus dengan dua gelas air hingga mendidih. Minum air rebusan ini 2 kali sehari, masing-masing segelas.

Resep 3 : Seikat kangkung
Cara menggunakan : daun kangkung dicuci bersih lalu direbus. Makan kangkung rebus sebagai lalap. Lakukan setiap kali makan.

Resep 4 : Daun the chamomile
Cara menggunakan : minum secangkir the chamomile beberapa kali dalam sehari.

Resep 5 : Daun the oolong
Cara menggunakan : seduh daun the oolong, lalu ampasnya diambil dan dijemur sampai kering. Kumpulkan ampas daun the oolong ini sebanyak mungkin hingga dapat dijadikan bantal. Gunakan bantal the oolong ini setiap kali sulit tidur.

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Aug
24th

Puasa Tingkatkan Kualitas Sperma

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Bagi mereka yang berpuasa, jangann khawatir jika kualitas sperma anda akan menurun. Justru sebaliknya, kualitas sperma secara umum akan lebih bagus.
Puasa diketahui tidak berdampak negative terhadap kualitas sperma. Manfaat pusa terhadap kesehatan tubuh bagi pria yang sehat justru lebih bagus bahkan tidak mengurangi terjadinya konsepsi hubungan suami istri. Manfaat kesehatan saat puasa justru meningkatkan fungsi organ reproduksi, menyeimbangkan kadar asam dan basa dalam tubuh, serta meningkatkan fungsi organ tubuh. Selain itu, memberikan kesempatan bagi alat pencernaan untuk beristirahat akan membebaskan tubuh dari racun, kotoran dan ampas yang bisa merusak kesehatan.
Dengan puasa, tubuh mampu memblokir makanan untuk bakteri, virus dan sel kanker sehingga kuman-kuman tersebut tidak bisa bertahan hidup. Yang penting dilakukan suami istri adalah tetap menjaga kebugaran saat puasa yakni mengonsumsi makanan dengan gizi seimbang serta memperbanyak minum air putih. Aturlah waktu istirahat. Usahakan tidur beberapa menit pada saat siang hari, saat tubuh merasakan kantuk yang berat. Hal itu dapat membatu memulihkan kesegaran tubuh dan memlancarkan proses berpikir kita.
Justru hindari duduk diam atau tidur dalam jangka waktu yang lama dan bermalas-malasan karena hal itu justru akan membuat tubuh semakin lemas dan loyo.

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Aug
23rd

KOPI TAK SELAMANYA BEREFEK NEGATIF

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Kanker hati tampaknya lebih jarang ditemui pada peminum kopi dibandingkan dengan orang yang tidak minum kopi.

Para peneliti dari Institio Di Ricerche Farmacologiche di Milan, Italia itu mengkaji ulang tentang temuan hubungan antara kopi dan kanker hati. Data menunjukkan bahwa peminum kopi tampaknya 41 persen lebih sedikit didiagnosis kanker hati dibandingkan dengan orang yang tidak minum kopi. Untuk setiap cangkir kopi yang diminum, angka kemungkinan didiagnosis kanker hati menurun sampai 23 persen. Beberapa studi mendefinisikan konsumsi kopi sebanyak 3 cangkir atau lebih per hari. Yang lain menyetel pada angka lebih rendah, tidak lebih dari 1 cangkir per hari.

Faktanya, kanker hati lebih jarang terjadi pada peminum kopi di semua Negara (Yunani, Italia dan Jepang). Peneliti mengatakan bahwa temuan ini bukan kebetulan atau fenomena local. Mereka berspekulasi bahwa kopi memperbaiki enzim hati dan memotong sirosis dan kanker hati. Namun, tim Bravi tidak menjanjikan bahwa minum kopi akan mencegah kanker hati. Jadi, apakah minum kopi akan mencegah kanker hati. Jadi, apakah minum kopi mencegah atau tidak kanker hati, penelitian yang lebih mendalam masih terus dilakukan.

Walaupun begitu, kita juga perlu memiliki rambu-rambu khusus minum kopi, mengingat jika dikonsumsi dalam kadar yang berlebihan ternyata juga membawa efek buruk. Setidaknya ada 7 cara bagaimana minum kopi yang sehat, yakni :
1. Dosisi, memang belum ada ukuran yang pasti untuk dosis kopi yang boleh dikonsumsi orang> Namun kebnayakan penelitian mengungkapkan bahwa minum 300 mg cafeeine (sekitar 1 sampai 3 cangkir kopi sehari) tidak memberikan efek negative pada kebanyakan orang sehat.
2. Sinyal Bahaya, ketika mereguk kopi memang terasa nikmat, namun sering kali diikuti dengan sejuta rasa bersalah. Kenali sinyal bahaya kopi sehingga kita tahu kapan harus berhenti minum kopi. Sinyal bahaya itu antara lain : gelisah, jantung berdebar, gangguan tidur dan gangguan mood (misal cepat marah). Seorang peminum kopi yag menghentikan kopinya dapat mengalami “caffeine withdrawal” yang ditandai oleh sakit kepala berdenyut, namun gejala ini akan hilang setelah 24-48 jam atau mendapat caffeine dosis baru.
3. Dengarkan Respon Tubuh, setiap orang memiliki batasan sendiri mengenai konsumsi caffeine. Kebanyakan orang dapat mengkonsumsi 2 cangkir kopi sehari tanpa masalah. Namun, ada pula yang mengalami efek buruknya dengan jumlah konsumsi kopi yang sama. Ada yang bercerita setelah minum secangkir kopi menjadi tak dapat tidur sepanjang malam, sebaliknya ada yang tertidur pulas setelah minum kopi. So, cara terbaik adalah dengarkan respon tubuh sendiri.
4. Kenali Kandungan Caffeine, Setelah mengetahui dosis dan respon tubuh, ada baiknya kita mengetahui kandungan caffeine dalam produk-produk yangs sering kita konsumsi. Agar jangan sampai dosis kopi yang dianjurkan sudah tercapai, namun kita masih mengkonsumsi produk-produk lain yang mengandung caffeine sehingga merasakan efek buruk kopi. Beberapa produk lain yang perlu diperhatikan kandungan caffeine seperti misalnya : softdrink, permen kopi, the, coklat, dan obat sakit kepala. Cara pengolahan (roasting dan brewing) juga berpengaruh terhadap kandungan caffeine dalam kopi. Sebagai contoh, sebuah penelitian menunjukkan secangkir kopi di Starbucks mengandung rata-rata 259 mg caffeine dibandingkan dengan kopi dengan jenis dan ukuran cangkir yang sama di Dunkin Donuts yang hanya mengandung 149 mg caffeine. Dari penelitian lain, kopi decaf (kopi tanpa caffeine) baik untuk mereka yang mengalami obesitas karena dapat meningkatkan HDL (kolesterol “baik”) sekitar 50%. Sedangkan pada mereka yang tidak mengalami obesitas justru dapat menurunkan kolesterol HDL ini yang dapat meningkatkan resiko penyakit jantung.
5. Coffee Mix, Lima milligram kalsium hilang setiap 6 ons kopi yang dikonsumsi. Namun kehilangan kalsium ini dapat diatasi dengan menambahkan 2 sendok susu atau membuat espresso latte. Sedangkan campuran kopi dengan alkohol kurang baik terutama pada orang dengan gangguan hati dan campuran kopi dengan cream juga sebaiknya dihindari untuk mengurangi kalori yang berlebih. Caffeine juga berinteraksi dengan beberapa jenis obat. Bagi yang sedang mengkonsumsi obat, sebaiknya konsultasikan ke dokter. Banyak yang beranggapan teman terbaik kopi adalah rokok. Tapi jangan salah seorang peminum kopi sejati tidak merokok. Rokok dapat mengurangi nikmatnya kopi.
6. Kelompok Anti Kopi, kelompok berikut disarankan untuk menghindari kopi yaitu : wanita hamil, anak-anak, orang tua, orang dengan penyakit jantung dan pembuluh darah (misal : hipertensi). Kalau sudah termasuk kelompok ini, lupakan kopi.
7. Check Up, lakukan pemeriksaan berkala terhadap kesehatan, dalam hal ini adalah ukuran tekanan darah. Semakin dini hipertensi diketahui, akan semakin baik untuk penatalaksanaan selanjutnya.

Read more kopi pemicu halusinasi dan Dibalik nikmatnya kopi

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Aug
20th

Tween Brands Reports Second Quarter 2009 Results

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  • Company reports second quarter loss of $0.11 per share
  • Continued tight inventory and expense control combined with increased promotional activity positioned company to navigate difficult economy
  • Justice store brand transition gaining traction as evidenced by market share growth
  • Company ends second quarter 2009 with cash and cash equivalents totaling $71.5 million and total inventory down 18.5% per square foot at cost, as compared to the prior year
  • The proposed merger with Dress Barn continues on track with an anticipated completion in the fourth quarter of calendar year 2009

    Learn more about the full report at their website.

    About Tween Brands, Inc.

    Headquartered in New Albany, Ohio, Tween Brands (NYSE:TWB) is the largest premier tween specialty retailer in the world. Through powerhouse brands Justice and Limited Too, Tween Brands provides the hottest fashion merchandise and accessories for tween (age 7-14) girls.

    Known as the destination for fashion-aware tweens, Justice proudly features outgoing sales associates who assist girls in expressing their individuality and self-confidence through fashion. Visually-driven catazines and direct mail pieces reach millions of tween girls annually, further positioning Tween Brands as a preeminent retailer in the tween marketplace.

    Over 900 Justice stores are located throughout the United States and internationally. Additionally, Tween Brands offers its fashions to tween girls and their parents through its e-commerce site, www.shopjustice.com.

    In August 2008 Tween Brands announced plans to transition to a single brand taking the best of Limited Too and the best of Justice to create a fresh, new Justice. Select Justice stores now carry a Limited Too clothing line and these apparel items can also be found online at http://www.shopjustice.com/.

    With a focus on providing tween girls the absolute best experience possible, Tween Brands looks toward the future with a single store brand, a single focus, and a mission: to celebrate tween girls through an extraordinary experience of fashion and fun in an everything for her destination.

    For more information visit www.tweenbrands.com and www.shopjustice.com.

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Aug
20th

Perry Ellis International Announces Results for Second Quarter of Fiscal Year 2010

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  • EPS and EBITDA Ahead of Consensus – Loss of ($0.42) Per Fully Diluted Share and Positive EBITDA of $1.5 Million Compared to Consensus Loss Per Share of ($0.57) and EBITDA Loss of $380,000, Respectively
  • Net Loss at $5.3 Million for the Quarter – Slight Improvement over Last Year
  • Operating Expenses Down $12.9 Million – 20% below Last Year
  • Inventory Reduction of 22% – Disciplined Management Drives Reduction of $30 Million Compared to Last Year
  • Strongest Balance Sheet and Liquidity Position in Recent History – $29.5 Million in Cash and Senior Credit Facility Fully Available with No Borrowings at Quarter’s End
  • Company Provides Earnings Guidance of $0.70 to $0.85 for Fiscal 2010

    View the full report at their website.

    About Perry Ellis International

    Perry Ellis International, Inc. is a leading designer, distributor and licensor of a broad line of high quality men’s and women’s apparel, accessories, and fragrances. The Company’s collection of dress and casual shirts, golf sportswear, sweaters, dress and casual pants and shorts, jeans wear, active wear and men’s and women’s swimwear is available through all major levels of retail distribution. The Company, through its wholly owned subsidiaries, owns a portfolio of nationally and internationally recognized brands including Perry Ellis®, Jantzen®, Laundry by Shelli Segal®, C&C California®, Cubavera®, Munsingwear®, Savane®, Original Penguin® by Munsingwear, Grand Slam®, Natural Issue®, Pro Player®, the Havanera Co.®, Axis®, Tricots St. Raphael®, Gotcha®, Girl Star®, MCD® John Henry®, Mondo di Marco®, Redsand®, Manhattan®, Axist® and Farah®. The Company enhances its roster of brands by licensing trademarks from third parties including Dockers® for outerwear, Nike® and JAG® for swimwear, and Callaway®, PING® and PGA TOUR® for golf apparel. Additional information on the Company is available at http://www.pery.com.

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Aug
20th

Easton-Bell Sports, Inc. Reports 2009 Second Quarter Financial Results and Announces Earnings Call

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Easton-Bell Sports, Inc. (the “Company”), a leading designer, developer and marketer of innovative sports equipment, protective products and related accessories under authentic brands, will discuss its financial results for the fiscal quarter ended July 4, 2009 on a conference call to be held on Tuesday, August 18, 2009, beginning at 4:00 p.m. Eastern Daylight Time.

Results for the Fiscal Quarter Ended July 4, 2009

The Company had net sales of $187.3 million for the second quarter of fiscal 2009, a decrease of 15.2% as compared to $220.8 million of net sales for the second quarter of fiscal 2008, or a 12.6% decline on a constant currency basis. The Company had net sales of $372.1 million for the first half of fiscal 2009, a decrease of 7.6 % as compared to $402.9 million of net sales for the first half of fiscal 2008, or a 4.9% decline on a constant currency basis.

Team Sports net sales decreased $31.5 million, or 23.8% for the second quarter of fiscal 2009, as compared to the second quarter of fiscal 2008. The decrease in Team Sports net sales during the quarter was due to the decline in sales of baseball and softball bats, football equipment and the negative impact that the currency fluctuations had on sales of hockey equipment in Canada and Europe.

Action Sports net sales decreased $2.0 million, or 2.3% for the second quarter of fiscal 2009, as compared to the second quarter of fiscal 2008. The decrease in Action Sports net sales related to lower sales of OEM cycling components and powersports helmets, partially offset by increased sales of snow sports helmets and cycling apparel.

As of July 4, 2009, the Company was not in compliance with the leverage ratio test as set forth in its senior secured credit facility. However, the non−compliance was cured on August 14, 2009 as provided for in the credit facility through the exercise of a cure right with a cash equity infusion of $12.9 million by existing investors and members of management. As a result of the equity infusion, the Company is currently in compliance with all of its debt covenants.

The Company’s Adjusted EBITDA, exclusive of the $12.9 million equity cure was $24.0 million for the second quarter of fiscal 2009, a decrease of $16.3 million, or 40.4% as compared to $40.3 million of Adjusted EBITDA in the second quarter of fiscal 2008.

“Our results for the quarter reflect the challenging retail environment, consumers cutting back spending and municipalities selectively reducing purchases. We benefited during the quarter from our ongoing focus on cash management, including lowering inventories, which allowed us to reduce our net debt year over year,” said Paul Harrington, Easton Bell Sports, Inc. President and Chief Executive Officer. “The planned cash equity infusion by our shareholders is an important endorsement of our long-term growth potential and strength of our brand portfolio.”

The Company’s net income for the second quarter of fiscal 2009 was $3.9 million, as compared to $15.5 million of net income for the second quarter of fiscal 2008. (A detailed reconciliation of net income to Adjusted EBITDA is included in the section entitled “Reconciliation of Non-GAAP Financial Measures”, which appears at the end of this press release).

Balance Sheet Items

Net debt totaled $402.6 million (total debt of $455.1 million less cash of $52.5 million) as of July 4, 2009, a decrease of $37.7 million over such amount at June 28, 2008. The decrease in net debt versus this time last year is due to an increase in cash of $24.3 million and a decrease in debt and capital lease obligations of $13.3 million. Working capital as of July 4, 2009 was $311.8 million, as compared to $298.3 million as of June 28, 2008.

Easton-Bell Sports, Inc.

Easton-Bell Sports, Inc. is a leading designer, developer and marketer of innovative sports equipment, protective products and related accessories under authentic brands. The Company markets and licenses products under such well-known brands as Easton, Bell, Riddell, Giro and Blackburn. The Company’s products incorporate leading technology and designs and are used by professional athletes and enthusiasts alike. Headquartered in Van Nuys, California, the Company has twenty-nine facilities worldwide. More information is available at www.eastonbellsports.com.

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Aug
20th

Nordstrom Board of Directors Approves Quarterly Dividend

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Nordstrom, Inc. (NYSE: JWN) announced today that its board of directors approved a quarterly dividend of $0.16 per share payable on September 15, 2009, to shareholders of record on August 31, 2009.

Nordstrom, Inc. is one of the nation’s leading fashion specialty retailers, with 175 stores located in 28 states. Founded in 1901 as a shoe store in Seattle, today Nordstrom operates 111 full-line stores, 61 Nordstrom Racks, two Jeffrey boutiques, and one clearance store. In addition, Nordstrom serves customers through its online presence at http://www.nordstrom.com and through its catalogs. Nordstrom, Inc’s common stock is publicly traded on the NYSE under the symbol JWN.

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Aug
20th

Dillard's, Inc. Reports Second Quarter 2009 Results

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Dillard’s, Inc. (DDS-NYSE) (the “Company” or “Dillard’s”) announced operating results for the thirteen weeks ended August 1, 2009. This release contains certain forward-looking statements. Please refer to the Company’s cautionary statement regarding forward-looking information included below under “Forward-Looking Information”.

The net loss for the thirteen weeks ended August 1, 2009 was $26.7 million ($0.36 per share) compared to the net loss for the thirteen weeks ended August 2, 2008 of $38.3 million ($0.51 per share). Included in net loss for the thirteen weeks ended August 2, 2008 is a pretax gain of $17.9 million ($11.2 million after tax or $0.15 per share) primarily related to the sale of an airplane and asset impairment and store closing charges of $9.8 million ($6.1 million after tax or $0.08 per share).

Dillard’s Chief Executive Officer, William Dillard, II, stated, “Although we are clearly disappointed with a net loss for the second quarter, we were pleased to realize continued significant benefits from our aggressive actions pertaining to inventory management, expense reduction and cash conservation.” Highlights of the thirteen weeks ended August 1, 2009 include:

  • Improved merchandise gross margin performance of approximately 130 basis points of sales compared to prior year second quarter.

  • Operating expense savings of $82.6 million compared to the prior year second quarter.

  • Positive cash flow from operations of $183.1 million for the twenty six weeks ended August 1, 2009 compared to $109.7 million for the prior year twenty-six week period.

  • Inventory reduction of $336.5 million (19%) at August 1, 2009 compared to August 2, 2008. Inventory in comparable stores declined 18%.

  • Year over year debt reduction of $326.5 million.

Net Sales/ Total Revenue
Net sales for the thirteen weeks ended August 1, 2009 were $1.428 billion compared to net sales for the thirteen weeks ended August 2, 2008 of $1.608 billion. Net sales for the thirteen weeks ended August 1, 2009 include the operations of CDI Contractors, LLC (“CDI”) a former equity method joint venture investment.

Total merchandise sales were $1.366 billion, declining 15% during the thirteen-week period ended August 1, 2009 compared to the thirteen week period ended August 2, 2008. Merchandise sales in comparable stores declined 13%.

Gross Margin/Inventory
Gross margin from retail operations improved approximately 130 basis points of sales during the thirteen weeks ended August 1, 2009 compared to the thirteen weeks ended August 2, 2008 as a result of the Company’s successful inventory management efforts evidenced by lower inventory levels, decreased purchases and decreased markdown activity. Inventory in total and comparable stores declined 19% and 18%, respectively, at August 1, 2009 compared to August 2, 2008. Dillard’s remains focused on inventory management with realistic purchasing in light of current economic conditions combined with measures to better match the timing of merchandise receipts with anticipated customer demand.

Gross margin from retail operations excludes the effect of CDI Contractors, LLC, (“CDI”), a wholly-owned subsidiary of the Company. Including the effect of CDI, gross margin improved 10 basis points of sales during the second quarter. The Company purchased the remaining 50% interest of CDI on August 29, 2008.

Advertising, Selling, Administrative and General Expenses
Advertising, selling, administrative and general (“operating expenses”) expenses declined $82.6 million during the thirteen weeks ended August 1, 2009 compared to the thirteen weeks ended August 2, 2008 primarily as a result of the Company’s extensive expense reduction measures combined with recent store closures. Notable areas of savings during the second quarter of 2009 were payroll, advertising, services purchased and supplies. Management believes recent expense reduction initiatives combined with savings from store closures could produce an operating expense decline exceeding $200 million during the 2009 fiscal year.

Interest and Debt Expense
Net interest and debt expense declined $4.0 million for the thirteen weeks ended August 1, 2009 compared to the thirteen weeks ended August 2, 2008 primarily as a result of lower average debt. Interest and debt expense was $19.0 million and $23.0 million during the thirteen weeks ended August 1, 2009 and August 2, 2008, respectively.

Credit Facility
Dillard’s maintains a $1.2 billion revolving credit facility with JPMorgan Chase Bank as the lead agent. The credit agreement expires on December 12, 2012, and there are no financial covenants under this facility provided its availability exceeds $100 million. As of August 1, 2009, short-term borrowings of $67 million and letters of credit totaling $92.7 million were outstanding under the revolving credit facility.

CDI Contractors, LLC.
Operating results for the thirteen weeks ended August 1, 2009 reflect the operations of CDI Contractors, LLC, a former equity method joint venture investment. The Company purchased the remaining 50% interest of CDI on August 29, 2008. The increase in accounts receivable from $9.3 million at August 2, 2008 to $68.9 million at August 1, 2009 is primarily due to the consolidation of CDI.

Store Information
During the thirteen weeks ended August 1, 2009, Dillard’s closed its Tullahoma, Tennessee location (64,000 square feet). Currently, Dillard’s has identified five other locations for closure during 2009 and remains committed to closing under-performing stores where appropriate.

At August 1, 2009, the Company operated 304 Dillard’s locations and 10 clearance centers spanning 29 states and an Internet store at www.dillards.com.

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Aug
17th

Nordstrom Refinances Revolving Credit Facility

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Nordstrom, Inc. (NYSE:JWN) announced today that it has completed a new three-year $650 million senior unsecured revolving credit facility. The new facility replaces a $650 million senior unsecured revolving credit facility that was scheduled to mature in November 2010.

Effective today, the facility may be used for general corporate purposes and is scheduled to mature in August 2012. At present, there are no outstanding borrowings under the revolver.

The arrangement of the revolving credit facility was co-led by Banc of America Securities LLC and Wells Fargo Securities, LLC.

ABOUT NORDSTROM

Nordstrom, Inc. is one of the nation’s leading fashion specialty retailers, with 175 stores located in 28 states. Founded in 1901 as a shoe store in Seattle, today Nordstrom operates 111 full-line stores, 61 Nordstrom Racks, two Jeffrey boutiques, and one clearance store. In addition, Nordstrom serves customers through its online presence at http://www.nordstrom.com and through its catalogs. Nordstrom, Inc.’s common stock is publicly traded on the NYSE under the symbol JWN.

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Aug
17th

Apparel Importers: HUB C.A.R.E. Covers against Loss from Lead Content Recalls

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On Friday, August 14th, the revised Consumer Product Safety Commission (CPSC) lead content regulations become effective for children’s apparel and footwear. Adding to the challenge of industry compliance, insurance coverage was not available to cover recall expenses of product found to be in violation of the new lead content levels.

In response to importers critical need for this coverage, HUB International Northeast has introduced its new and exclusive Children’s Apparel Recall Expense Program (C.A.R.E.) covering losses from lead content recalls. The coverage is comprehensive (includes repair or replacement of recalled product) and premiums are very affordable for every importer regardless of size. 

For more information and to obtain a coverage quote, please contact HUB’s C.A.R.E. Program specialist, Frank DeLucia at 212-338-2800 or schedule a complimentary consultation online at www.RiskFirewall.com.

About HUB International Northeast

HUB International Northeast, with its Head Office in New York, NY currently has more than 700 employees working in offices throughout 13 regional locations in New York, New Jersey, Connecticut and Pennsylvania. HUB Northeast is a full service insurance brokerage offering a wide variety of products and services in the following areas: property & casualty; employee benefit plans, administration & consulting; and personal insurance. As a leading brokerage in the New York tri-state area, the experts at HUB Northeast have been crafting quality insurance programs for businesses and individuals for over 55 years. HUB International Northeast is the New York-based operation of HUB International Limited, a top 10 global insurance brokerage firm.

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